States with the highest health insurance costs for employers

Alaska employers that offer health insurance to their employees paid the highest average annual family premiums per employee in 2022, while North Carolina employers paid the lowest premiums, according to new data published by KFF and sourced from the Agency for Healthcare Research and Quality.

The figures listed only reflect employer contributions to the total annual premium and not the employee's contribution. The national employer contribution on average for family premiums was $15,439 per year. To see the states where employees pay the highest annual premiums, click here.

States ranked by average annual employer contribution to premiums per employee:

Alaska: $19,085

New York: $18,675

New Jersey: $18,631

Connecticut: $18,447

District of Columbia: $17,936

West Virginia: $17,633

Massachusetts: $17,473

South Dakota: $17,257

New Hampshire: $17,157

Vermont: $17,145

Minnesota: $17,056

Wisconsin: $17,027

Rhode Island: $16,665

Ohio: $16,424

Washington: $16,417

Pennsylvania: $16,140

Maine: $16,121

Delaware: $16,088

Wyoming: $15,993

Missouri: $15,930

Hawaii: $15,873

North Dakota: $15,837

Kentucky: $15,671

New Mexico: $15,607

California: $15,517

Indiana: $15,397

Montana: $15,362

Illinois: $15,290

Maryland: $15,220

Iowa: $15,137

Nevada: $15,134

Michigan: $14,980

Nebraska: $14,912

Texa: $14,755

Georgia: $14,691

Oregon: $14,295

South Carolina: $14,255

Arizona: $14,225

Louisiana: $14,093

Utah: $13,966

Idaho: $13,934

Kansas: $13,823

Florida: $13,707

Colorado: $13,563

Tennessee: $13,534

Oklahoma: $13,489

Arkansas: $13,414

Alabama: $13,275

Mississippi: $12,994

Virginia: $12,823

North Carolina: $12,302

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