The NCQA published its 2025 ratings of health plans Sept. 16, evaluating plans on nearly 50 assessments of quality outcomes and member experience.
Just 11 plans out of the nearly 1,000 rated received 5-stars. In the commercial market, Kaiser Permanente, Blue Cross and Blue Shield of Massachusetts, Independent Health and UPMC Health Plan received the top rating.
Here are the top-rated commercial plans in each state:
Alabama
BCBS: 3.5 stars
Alaska
Aetna: 3 stars
Premera Blue Cross: 3 stars
Arizona
UnitedHealthcare: 3.5 stars
Aetna: 3.5 stars
Banner|Aetna: 3.5 stars
Arkansas
Aetna: 2.5 stars
Centene’s QCA Health Plan: 2.5 stars
California
Kaiser Northern California: 5 stars
Kaiser Southern California: 5 stars
Colorado
Kaiser: 4.5 stars
Connecticut
Anthem BCBS: 4.5 stars
Delaware
Johns Hopkins Family Health Plan: 4 stars
Florida
Capital Health Plan: 4.5 stars
Georgia
Kaiser: 4.5 stars
Hawaii
Kaiser: 4.5 stars
Idaho
Blue Cross of Idaho: 3.5 stars
Intermountain’s Select Health: 3.5 stars
Illinois
Medical Associates Health Plan: 4 stars
BCBS: 4 stars
Aetna: 4 stars
Indiana
Anthem BCBS: 3.5 stars
Anthem BCBS: 3.5 stars
UnitedHealthcare: 3.5 stars
Aetna: 3.5 stars
Iowa
HealthPartners: 4.5 stars
Sanford Health Plan: 4.5 stars
Wellmark BCBS: 4.5 stars
Kansas
BCBS of Kansas City: 3.5 stars
Aetna: 3.5 stars
Kentucky
Anthem BCBS: 4 stars
Louisiana
UnitedHealthcare: 3.5 stars
Maine
Harvard Pilgrim: 4.5 stars
Maryland
Kaiser Mid-Atlantic: 5 stars
Massachusetts
BCBS: 5 stars
Michigan
Corewell’s Priority Health: 4 stars
BCBS: 4 stars
Henry Ford Health’s Health Alliance Plan: 4 stars
Minnesota
HealthPartners: 4.5 stars
BCBS: 4.5 stars
Mississippi
BCBS: 2.5 stars
UnitedHealthcare: 2.5 stars
Cigna: 2.5 stars
Aetna: 2.5 stars
Missouri
UnitedHealthcare: 3.5 stars
BCBS of Kansas City: 3.5 stars
Aetna: 3.5 stars
Montana
BCBS: 3.5 stars
PacificSource: 3.5 stars
Nebraska
Medica: 4 stars
UnitedHealthcare: 4 stars
Aetna: 4 stars
Nevada
UnitedHealthcare: 3 stars
Anthem BCBS: 3 stars
Aetna: 3 stars
New Hampshire
Anthem BCBS: 4 stars
Cigna: 4 stars
Martin’s Point: 4 stars
Harvard Pilgrim: 4 stars
New Jersey
AmeriHealth: 4 stars
Horizon BCBS New Jersey: 4 stars
New Mexico
Presbyterian Health Plan: 3.5 stars
New York
Independent Health: 5 stars
North Carolina
Aetna: 4 stars
North Dakota
Sanford Health Plan: 4.5 stars
Ohio
Medical Mutual’s Paramount: 4 stars
Oklahoma
BCBS: stars
UnitedHealthcare: 3 stars
Oregon
Kaiser Northwest: 4.5 stars
Pennsylvania
UPMC Health Plan: 5 stars
Rhode Island
BCBS: 4.5 stars
South Carolina
Aetna: 3.5 stars
South Dakota
Sanford Health Plan: 4.5 stars
Tennessee
BCBS: 4 stars
Texas
University Health’s Community First: 4 stars
Utah
Intermountain’s Select Health: 4 stars
Vermont
The Vermont Health Plan: 4 stars
Martin’s Point: 4 stars
BCBS: 4 stars
Virginia
Kaiser Mid-Atlantic: 5 stars
Washington
Kaiser Northwest: 4.5 stars
West Virginia
Johns Hopkins Family Health Plan: 4 stars
Wisconsin
Group Health Cooperative of South Central Wisconsin: 4.5 stars
MercyCare Health Plans: 4.5 stars
Network Health Plan: 4.5 stars
HealthParters: 4.5 stars
Wyoming
No rated plans
