Vermont has the highest average monthly benchmark premium on the ACA marketplace for 2027 at $1,313, while New Hampshire has the lowest at $486, according to KFF.
Nationwide, the average benchmark premium is $704 a month for 2027, up from $625 in 2026. Premiums fell in Oregon ($543 to $519) and Arkansas ($774 to $757).
KFF’s figures reflect the second-lowest-cost silver plan for a 40-year-old in each county, weighted by county plan selections, using data from states, HealthCare.gov, rate review websites, and plan finder tools.
The average monthly benchmark premium in each state for 2027:
- Vermont, $1,313
- Alaska, $1,284
- Wyoming, $1,190
- West Virginia, $1,185
- New York, $1,041
- Connecticut, $1,005
- Montana, $889
- Delaware, $876
- Mississippi, $814
- Maine, $804
- Tennessee, $796
- Nebraska, $780
- Washington, $768
- Arkansas, $757
- Kansas, $748
- Florida, $738
- Texas, $737
- Georgia, $733
- Louisiana, $730
- New Mexico, $725
- Wisconsin, $720
- Utah, $716
- Alabama, $712
- Illinois, $707
- South Dakota, $704
- South Carolina, $702
- Oklahoma, $686
- Washington, D.C., $678
- Missouri, $675
- Kentucky, $667
- New Jersey, $665
- North Carolina, $660
- California, $655
- Pennsylvania, $648
- Rhode Island, $629
- Colorado, $615
- North Dakota, $610
- Arizona, $609
- Ohio, $603
- Michigan, $595
- Hawaii, $592
- Nevada, $565
- Idaho, $553
- Massachusetts, $551
- Virginia, $549
- Indiana, $537
- Iowa, $528
- Minnesota, $525
- Oregon, $519
- Maryland, $491
- New Hampshire, $486
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