The lowest-rated health plans of 2026: NCQA

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Of the 956 health plans rated by the NCQA in 2026, 15 received a rating of 2 stars or lower.

The ratings, published Sept. 15, evaluate plans on clinical quality, patient experience and health plan accreditation status. A total of 18 plans received a 5-star rating. See the list of the best-rated plans here.

Lowest-rated health plans:

2 stars

Alliant Health Plans
Plan type: Commercial HMO
Location: Georgia, Tennessee

AmeriHealth Caritas
Medicare HMO
Michigan

HCSC Bravo Health
Medicare HMO
Arizona, Connecticut, North Carolina, Pennsylvania

HCSC
Medicare HMO
Colorado, Ohio

Cigna
Commercial PPO
Alabama

Cigna
Commercial PPO
Mississippi

HCSC HealthSpring
Medicare HMO
Georgia, Mississippi, Missouri, South Carolina, Texas, Washington

HCSC HealthSpring
Medicare PPO
Texas, Utah

Molina Healthcare
Commercial HMO
New York

Elevance Health Wellpoint
Medicaid HMO
Washington, D.C.

Arkansas BCBS
Medicare HMO 

UnitedHealthcare
Medicaid HMO
New Mexico

BCBS Vermont
Medicare PPO 

1.5 stars

HCSC HealthSpring
Medicare HMO
Georgia, Mississippi, Missouri, South Carolina, Texas, Washington

1 star

Calvo SelectCare
Commercial HMO
Guam

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