Of the 998 health plans rated by the NCQA in 2025, 18 received a rating of 2 stars or lower.
The ratings, published Sept. 16, evaluate plans on nearly 50 assessments of patient experience and clinical performance. Just 11 plans from five insurers received a 5-star rating. See the list of the best-rated plans here.
Lowest-rated health plans:
2 stars
AlohaCare
Plan type: Medicare HMO
Hawaii
BCBS’ AmeriHealth
Plan type: Medicare HMO
Michigan
Cigna
Plan type: Commercial PPO/EPO
Alabama
Healthfirst Health Plan
Plan type: Medicare HMO
New York
Molina Healthcare of Michigan
Plan type: Medicare HMO
Molina Healthcare of New York
Plan type: Commercial HMO
Molina Healthcare of Texas
Plan type: Medicare HMO
Scripps Health Plan
Plan type: Commercial HMO
California
UnitedHealthcare’s Sierra Health & Life
Plan type: Commercial PPO
Nevada
GuideWell’s Triple-S Salud
Plan type: Commercial PPO
Puerto Rico
BCBS’ USAble
Plan type: Medicare HMO
Arkansas
BCBS’ USAble
Plan type: Medicare PPO
Arkansas
1.5 stars
Calvo’s SelectCare
Plan type: Commercial HMO
Guam
Gold Coast Health Plan
Plan type: Medicaid HMO
California
Independence Blue Cross’ Keystone Health Plan East
Plan type: Medicaid HMO
Pennsylvania
1 star
BCBS North Dakota
Medicaid
L.A. Care Health Plan
Plan type: Commercial HMO
California
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