The highest-quality commercial health plans in California | 2025-26

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Kaiser Permanente’s Northern and Southern California health plans have been named the highest-quality commercial plans in the state by the California Center for Data Insights and Innovation.

The center rates commercial health plans using a rating system on a 1 to 5 star scale. The rating is based on 2024 data reported in 2025, derived from HEDIS measures (45 clinical indicators across 9 health topics) calculated by reviewing randomly sampled members’ medical charts and billing records against national care standards, with measures equally weighted and averaged into a summary score.

5 stars
Kaiser Permanente Northern California
Kaiser Permanente Southern California

4 stars
Sharp Health Plan HMO
Sutter Health Plan HMO

3 stars
Anthem Blue Cross HMO
Anthem Blue Cross Life & Health PPO
Blue Shield of California HMO
Cigna HMO
Centene’s Health Net HMO
UnitedHealthcare Benefits Plan of California PPO
UnitedHealthcare PPO
UnitedHealthcare HMO
Western Health Advantage HMO

2 stars
Anthem Blue Cross PPO
Aetna PPO
Aetna HMO
Blue Shield of California PPO
Cigna PPO

At the Becker's 5th Annual Fall Payer Issues Roundtable, taking place November 2–3 in Chicago, payer executives and healthcare leaders will come together to discuss value-based care, regulatory changes, cost management strategies and innovations shaping the future of payer-provider collaboration. Apply for complimentary registration now.

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