The highest-quality commercial health plans in California | 2025-26

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Kaiser Permanente’s Northern and Southern California health plans have been named the highest-quality commercial plans in the state by the California Center for Data Insights and Innovation.

The center rates commercial health plans using a rating system on a 1 to 5 star scale. The rating is based on 2024 data reported in 2025, derived from HEDIS measures (45 clinical indicators across 9 health topics) calculated by reviewing randomly sampled members’ medical charts and billing records against national care standards, with measures equally weighted and averaged into a summary score.

5 stars
Kaiser Permanente Northern California
Kaiser Permanente Southern California

4 stars
Sharp Health Plan HMO
Sutter Health Plan HMO

3 stars
Anthem Blue Cross HMO
Anthem Blue Cross Life & Health PPO
Blue Shield of California HMO
Cigna HMO
Centene’s Health Net HMO
UnitedHealthcare Benefits Plan of California PPO
UnitedHealthcare PPO
UnitedHealthcare HMO
Western Health Advantage HMO

2 stars
Anthem Blue Cross PPO
Aetna PPO
Aetna HMO
Blue Shield of California PPO
Cigna PPO

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