New Hampshire legislators have introduced two bills that would impose new requirements on health insurers operating in the state, with both measures set to take effect in 2027 if enacted.
HB 1406 would prohibit insurers from using artificial intelligence to conduct audits of provider codes or to adjust such codes based on AI recommendations that would change, alter, or amend the clinical judgment of a provider. Under the bill, carriers would be required to maintain records identifying the use of AI tools in claims processing and make those records available to the state insurance department upon audit. A violation would constitute an unfair insurance practice, and the insurance commissioner could impose administrative fines or order restitution for any delay or denial of care resulting from violations.
HB 1232 addresses telehealth reimbursement and would require insurers to reimburse any telemedicine code at the same level as an in-person code. The bill establishes administrative penalties of up to $2,500 per violation and authorizes the commissioner to suspend or revoke an insurer’s license for noncompliance.
