Payers that deny the most ACA claims

Insurers denied around 17 percent of in-network claims for ACA Exchange plans in 2021, according to an analysis from Kaiser Family Foundation. 

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In the report, published Feb. 9, researchers analyzed transparency data for exchange plans offered on Healthcare.gov. 

Payers that denied more than a third of in-network claims in 2021 include: 

  • Meridian Health Plan (Mich.) 
  • Absolute Total Care (S.C.) 
  • Celtic Insurance (Fla., Ill., Ind., Mo., N.H., Tenn., Texas) 
  • Ambetter Insurance (Ga., Miss., N.C.) 
  • Optimum Choice (Va.) 
  • Buckeye Community Health Plan (Ohio) 
  • Health Net (Ariz.) 
  • UnitedHealthcare (Ariz.) 

The researchers compared the denial rates for payers who received more than 5 million in-network claims in 2021. 

Here’s how they stacked up: 

  1. Celtic Insurance Company (Fla.) — 41.9 percent of claims denied 
  2. BCBS Alabama — 22.6 percent of claims denied 
  3. BCBS Texas — 20.1 percent of claims denied 
  4. USAble Mutual Insurance Company (Ark.) — 18.2 percent of claims denied 
  5. BCBS South Carolina — 17.3 percent of claims denied 
  6. BCBS Illinois — 16.5 percent of claims denied 
  7. BCBS Oklahoma — 16.2 percent of claims denied
  8. HealthKeepers (Va.) — 15.8 percent of claims denied
  9. BCBS North Carolina — 13.7 percent of claims denied
  10. Health Options (Fla.) — 13.3 percent of claims denied 
  11. SelectHealth (Utah) — 12.9 percent of claims denied 
  12. BCBS Florida — 10.7 percent of claims denied 
  13. Oscar Insurance (Fla.) — 6.6 percent of claims denied 
  14. Bright Health (Fla.) — 5.7 percent of claims denied 

Read more here. 

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