Digital health plan Centivo surveyed adults with employer-provided private health insurance to determine how willing they would be to change core features of their health coverage if those changes meant lower costs.
The survey was conducted in August 2021 and consisted of 805 U.S. adults ages 18-64 who have had their coverage continuously for the past two years, according to a March 16 press release.
Forty-eight percent of respondents had annual incomes of $75,000, 22 percent had annual incomes of $50,000 to $74,900, 18 percent had annual incomes of $25,000 to $49,900, and 2 percent had annual incomes under $25,000.
Five key findings:
- Seventy-three percent would trade how they access care for savings of 10 to 30 percent on their annual healthcare costs.
- Forty-seven percent said they would accept the requirement of selecting a primary care provider from a list.
- Fifty percent said they would accept having to get a referral from their primary care provider before seeing a specialist.
- Thirty percent would be willing to change primary care doctors.
- Twenty-eight percent would give up seeing one or more specialists they currently see.