Most Medicare Advantage beneficiaries don't compare plans: 5 numbers to know

Most Medicare enrollees do not compare plans during open enrollment, according to a report from KFF. 

The report, published Sept. 26, analyzed data from the 2022 Medicare Current Beneficiary Survey, the most recent year available. 

Most Medicare beneficiaries, 69%, said they did not compare the different plan options available to them during the open enrollment period. 

Here are five numbers to know:

  1. Medicare Advantage enrollees were more likely to compare plan options than their peers in traditional Medicare. Among MA beneficiaries, 35% compared plan options, while 27% of traditional Medicare beneficiaries did the same.

  2.  Older beneficiaries were less likely to compare plan options. Of beneficiaries over 85, 82% did not compare options, compared to 65% of those aged 65-74, and 70% of those aged 75 to 84. 

  3. Dual-eligible beneficiaries were also less likely to review plan options. Of full-benefit dual eligible enrollees, 77% did not compare plans, while 68% of non-dual eligible beneficiaries did not compare options.

  4. Around 4 in 10 Medicare Advantage enrollees did not review their current plan to see if the kinds of treatments, drugs and services offered in their plan would meet their needs in the next year.

  5. Most beneficiaries did not compare drug coverage of their current plan to other options. Among MA beneficiaries, 82% said they did not compare drug coverage to other plans. Among stand-alone Part D beneficiaries, 69% said they did not compare drug coverage offered by other plans. 


See the full report here.

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