Bloomington, Minn.-based HealthPartners is launching Simplica NextGen Copay, a health plan with no deductible or coinsurance for in-network care.
With the plan, beneficiaries will also see what they’ll pay upfront before scheduling, according to an Aug. 4 HealthPartners news release. Copay amounts for specific services at each hospital or clinic vary based on the quality and affordability of the care delivered.
The plan is launching on Jan. 1, 2026, and will initially be available to large-group, self-insured employers in the Twin Cities metro and surrounding counties, according to the release.
“We developed Simplica in response to the growing demand for more predictable benefits,” HealthPartners president and CEO Andrea Walsh said in the release. “This plan gives members the cost clarity and ease they expect from their health plan and guides them in making informed decisions about where to get the care they need.”
The plan will feature a personalized digital experience fully integrated into a member’s HealthPartners account. Members can use the “Find Care” tool to search by condition, provider or service, compare care options and see their exact copay before scheduling. Members pay less when they choose care with better outcomes.
HealthPartners said Simplica can save companies up to 15% in claim costs.
Read more about the plan here.
