Health insurance becoming unaffordable for employees, too

While employees often only pay a fraction of what their employers do for health insurance, out-of-pocket costs for workers are rising, according to CNBC.

Four things to know:

1. A recent analysis from the Kaiser Family Foundation found the average family of four paid $7,726 in premiums and cost-sharing payments in 2018. That's up 67 percent from 10 years ago.

2. In comparison, employers spent an average $15,159 per family of four on premiums last year, up 51 percent from a decade ago.

3. For employees, the cost of coverage has outpaced wage growth. Wages have gone up 26 percent over the past 10 years, according to the report.

4. In addition, deductibles now reflect more than half of workers' out-of-pocket spending. In 2008, deductibles accounted for 26 percent of workers' out-of-pocket spending.

Read the full report here

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