Demand for no-premium Medicare Advantage plans hits plateau: Report

Fewer Medicare Advantage beneficiaries are choosing no-premium plans for 2024, according  to eHealth's November snapshot report that tracks MA and Part D plans selected by beneficiaries in the first half of the current annual enrollment period, or Oct. 15 to Nov. 8. 

Three key takeaways:

1. Medicare Advantage plans without a premium remain popular, with 83% of beneficiaries choosing plans without one for 2024. Despite that, 84% of beneficiaries chose no-premium MA for 2023 and 88% for 2022.

2. The average premium for Medicare Advantage plans is higher for the second year in a row, standing at $9 for 2024 compared to $7 for 2023 and $4 for 2022.

3. Average premiums for Part D plans remain historically high at $29 for 2024, though down slightly from $31 for 2022.

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