About a quarter of Gen Z adults can define deductible, copay: Survey

Among Gen Z adults, 27% can correctly identify the term "deductible," and 29% can define "copay," according to a new survey from the National Association of Insurance Commissioners.

The survey was conducted online from June 24 to June 26 with 1,003 U.S. adults ages 18 to 27.

Thirty-six percent of respondents said they could define "out of pocket," while only 19% said they could define "out of network." The survey also found that 14% have little or no awareness about the importance of health insurance.

Among the respondents, 54% said they feel "overwhelmed or anxious" at "the thought of dealing with insurance," and 28% said they were "going to try to wait as long as possible" to get their own health insurance. Sixty-one percent of respondents said they already pay for their own health insurance.

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