10 states where commercial insurers pay hospitals the highest rates

Hospitals in Georgia and Florida charge employers and commercial insurers rates 345% higher than Medicare, according to a Rand Corp. report published May 13. 

Nationwide, hospitals charged commercial insurance rates 254% higher, on average, than what Medicare paid for the same services in 2022. These rates varied widely by state, running from 344.73% in Georgia to 164.28% in Arkansas. 

Here are the 10 states with the largest disparities between commercial and Medicare rates: 

  1. Georgia: 344.73% 
  2. Florida: 344.65% 
  3. West Virginia: 330:30% 
  4. South Carolina: 320.16% 
  5. Wisconsin: 317.98% 
  6. California: 307.32% 
  7. New York: 301.15% 
  8. Indiana: 296.56% 
  9. Colorado: 289.33% 
  10. Indiana: 288.08% 

See the full report here. 

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