The IRS raised health savings account limits for 2027, with the self-only and family contribution limits rising to $4,500 and $9,000, respectively.
For this year’s high-deductible health plan holders, the self-only limit is $4,400, and the family limit is $8,750.
Looking ahead to 2027, the minimum deductible for high-deductible health plans is $1,750 for self-only coverage and $3,500 for family coverage, versus $1,700 and $3,400, respectively, for this year. Out-of-pocket maximums will be $8,700 and $17,400 next year, up from $8,500 and $17,000, respectively.
The cap for excepted benefit health reimbursement arrangements, a form of employer reimbursement for copays and deductibles, is increasing from $2,200 in 2026 to $2,250 for plan years beginning in 2027.
At the Becker's 5th Annual Fall Payer Issues Roundtable, taking place November 2–3 in Chicago, payer executives and healthcare leaders will come together to discuss value-based care, regulatory changes, cost management strategies and innovations shaping the future of payer-provider collaboration. Apply for complimentary registration now.