States ranked by average ACA benchmark premiums in 2026

Vermont has the highest average ACA benchmark premium in 2026, while New Hampshire has the lowest, according to KFF.

The U.S. average is $625. Premiums were analyzed using the second-lowest cost silver plan premium for a 40-year-old in each county and weighted by county plan selections. The data may include premiums for non-Essential Health Benefits. 

States ranked by average ACA benchmark premiums in 2026:

1. Vermont: $1,299
2. Wyoming: $1,090
3. West Virginia: $1,073
4. Alaska: $1,032
5. Connecticut: $870
6. New York: $817
7. Arkansas: $774
8. Tennessee: $711
9. Nebraska: $710
10. Maine: $709
11. Montana: $692
12. Delaware: $691
13. Florida: $683
14. Kansas: $670
15. Mississippi: $662
16. Texas: $661
17. South Dakota: $655
18. Illinois: $646
19. Louisiana: $646
20. Alabama: $645
21. Utah: $640
22. North Carolina: $638
23. New Mexico: $623
24. Georgia: $615
25. Washington: $612
26. Wisconsin: $611
27. District of Columbia: $610
28. Missouri: $605
29. Oklahoma: $604
30. Kentucky: $590
31. Pennsylvania: $572
32. California: $570
33. North Dakota: $570
34. South Carolina: $564
35. Colorado: $557
36. New Jersey: $545
37. Oregon: $543
38. Hawaii: $541
39. Arizona: $532
40. Michigan: $523
41. Ohio: $513
42. Rhode Island: $506
43. Iowa: $501
44. Nevada: $497
45. Massachusetts: $494
46. Idaho: $490
47. Indiana: $474
48. Virginia: $455
49. Minnesota: $448
50. Maryland: $414
51. New Hampshire: $401