The following list ranks the states by the percentage of their private-sector employees who were enrolled in high-deductible health insurance plans in 2020. The U.S. national average is 53 percent.
The data is from the State Health Access Data Assistance Center at the University of Minnesota and was funded by the Robert Wood Johnson Foundation.
High-deductible health plans are defined as plans that meet the minimum deductible amount required for health savings account eligibility — $1,400 for an individual and $2,800 for a family in 2020.
States ranked from the highest to lowest percentage of private-sector employees with a high-deductible health plan:
- North Carolina: 70 percent
- New Hampshire: 68 percent
- Kentucky: 66 percent
- Arizona: 65 percent
- Indiana: 65 percent
- Missouri: 63 percent
- West Virginia: 63 percent
- Minnesota: 63 percent
- Utah: 62 percent
- South Dakota: 62 percent
- Nebraska: 62 percent
- Iowa: 61 percent
- Wyoming: 61 percent
- Wisconsin: 61 percent
- Ohio: 60 percent
- Oklahoma: 59 percent
- Texas: 58 percent
- Florida: 58 percent
- Tennessee: 57 percent
- Arkansas: 57 percent
- Colorado: 57 percent
- Montana: 57 percent
- South Carolina: 57 percent
- Kansas: 56 percent
- Idaho: 56 percent
- Maine: 56 percent
- Oregon: 55 percent
- Connecticut: 54 percent
- Georgia: 54 percent
- Rhode Island: 54 percent
- Alaska: 53 percent
- Washington: 53 percent
- New Jersey: 52 percent
- Vermont: 52 percent
- Michigan: 51 percent
- Illinois: 51 percent
- Delaware: 50 percent
- Virginia: 50 percent
- North Dakota: 48 percent
- Nevada: 48 percent
- New Mexico: 47 percent
- Pennsylvania: 47 percent
- Maryland: 47 percent
- Mississippi: 46 percent
- Massachusetts: 46 percent
- Louisiana: 46 percent
- California: 43 percent
- New York: 41 percent
- Alabama: 39 percent
- District of Columbia: 34 percent
- Hawaii: 18 percent