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Moody's Investors Service has revised the outlook for health insurers from stable to negative in light of the uncertainty created by the implementation of the Patient Protection and Affordable Care Act.

The Patient Protection and Affordable Care Act increases access to health insurance coverage for Americans in numerous ways. One of them involves the expansion of the presumptive eligibility policy, which allows states to authorize qualified entities such as hospitals, schools…

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Since the Obama administration decided to allow insurers to continue offering health plans in 2014 that don't comply with the healthcare reform law, numerous reports have predicted the extension of these old policies will have negative consequences for health insurers.

A Patient Protection and Affordable Care Act provision stopping employers from providing better health benefits to "highly compensated individuals" won't be enforced this year, according to a report from The New York Times.

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