Health insurance coverage of abortion was limited when Roe v. Wade was in effect and will become more limited now that the Supreme Court has overturned the case, CNBC reported June 27.
Three things to know:
1. State-regulated payers in states where abortion is banned will have to drop coverage to stay in compliance with state criminal law, a National Patient Advocate Foundation spokesperson told CNBC.
2. Employers that self-fund their health insurance policies may be able to maintain abortion coverage, University of Michigan research scientist Joelle Abramowitz, PhD, told the outlet. These plans tend to be less regulated, giving companies more flexibility on benefits offered.
3. Those seeking an abortion in another state may need to go out of network to see a physician, according to the report. Some plans, such as HMOs, don't offer out-of-network coverage. In some cases, patients may find it cheaper to pay a provider out-of-pocket than to go through their out-of-network option, Dr. Abramowitz said.