43% of adults inadequately insured: Commonwealth Fund

Forty-three percent of working adults in the U.S. are inadequately insured, according to a Sept. 29 Commonwealth Fund report. 

The Commonwealth Fund analyzed responses of 6,301 Americans ages 19 to 64 between March 28 and July 4 for its biennial health insurance survey.  

The Commonwealth Fund said in a news release emailed to Becker's that the survey results "spotlight growing healthcare costs — particularly for hospital inpatient and outpatient services — that are squeezing Americans whose insurance doesn’t provide adequate financial protection, even as overall coverage continued to improve."

Six things to know:

1. Nine percent of respondents were uninsured, 11 percent had a gap in coverage over the past year and 23 percent were underinsured. 

2. Forty-four percent of those with insurance purchased through the individual market and marketplaces were underinsured. 

3. Twenty-nine percent of those with employer coverage were underinsured. 

4. Forty-six percent said they skipped or delayed care because of cost.  

5. Forty-two percent said they had problems paying medical bills or were paying off medical debt. 

6. Those who were uninsured for a year or longer were disproportionately young, Latinx or Hispanic, poor, sicker and living in the South. 

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