8 ways states can help Medicaid beneficiaries move to new health plans

To prevent insurance coverage lapses when the COVID-19 public health emergency ends, the American Medical Association is encouraging states to ease transitions for Medicaid beneficiaries who lose eligibility to other health plans.

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That includes automatic transitions, where beneficiaries are automatically enrolled in another plan they are eligible for. The group outlined standards for states to follow in a June 15 article on the American Medical Association website.

Auto-transitions should meet the following standards:

  • A person must provide consent to share information with the entities authorized to make coverage determinations. 
  • Auto-transitions should only occur if a person is eligible for coverage options that would be of no cost to them after the application of any subsidies. 
  • Beneficiaries should have the opportunity to opt out of the coverage they are auto-transitioned into.  
  • People should not be penalized if they are auto-transitioned into a plan they are not eligible for. 
  • Those eligible for zero-premium marketplace coverage should be randomly assigned among the zero-premium plans with the highest actuarial values.
  • Targeted outreach and streamlined enrollment mechanisms promoting health insurance enrollment, which could include raising awareness of the availability of premium tax credits and cost-sharing reductions, and special enrollment periods.
  • Auto-transitions should preserve existing medical home and patient-physician relationships whenever possible. 
  • Those auto-transitioned into a plan that does not include their physicians in network should be allowed to receive transitional continuity of care from those physicians. 
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